financial inclusion
Policy & Regulation
Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech
⚡ Key Takeaways Bottom Line: Algeria’s PSP regulation creates licensed fintech entities, but without a formal open banking API mandate,...
Policy & Regulation
Algeria and the 50in5 Pledge: Building Digital Public Infrastructure for Sovereignty
⚡ Key Takeaways Algeria formally joined the UNDP-backed 50in5 campaign on April 2, 2026, committing to build interoperable digital public...
Digital Economy
From 95% COD to Digital Trust: How Algerian Platforms Are Shifting Payments
Algeria runs 95% on cash-on-delivery. Local platforms like Yassir, BaridiMob, and GiFTy are building the digital trust infrastructure to change that.
Policy & Regulation
Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy
Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.
Digital Economy
Financial Exclusion in Algeria: Why 65% Unbanked Blocks the Digital Economy
Only 35% of Algerian adults have financial accounts. How cash dominance and 65% exclusion rate block digital economy growth.
Startups
Gifty Algeria: Building Digital Payment Rails in a Cash-First Economy
How Algerian fintech Gifty is building digital payment infrastructure with mobile wallets and agent networks in a country where 90% of transactions use cash.
Digital Economy
Algeria’s War on Cash: 939 Billion Dinars in E-Payments and the SoftPos Revolution Coming by 2028
⚡ Key Takeaways Algeria’s electronic payment ecosystem reached 939 billion dinars in 2025 — a 46% surge in one year...
Digital Economy
Digital Wallets: Africa’s $36 Billion Boom and PayPal’s Continental Bet
Africa's digital wallet market hits $36.1B in 2026, growing 16% YoY toward $59.4B by 2030. PayPal plans its continental launch as mobile money reaches 860M.
Digital Economy
Mobile Payments: BaridiMob Has 5M Users – Why Isn’t Everyone Using It?
Algeria's digital payments story is one of genuine momentum colliding with deep-rooted habits. BaridiMob — the mobile wallet attached to Algeria Poste's CCP accounts — ended 2024 with approximately 4.7 million registered users, making it the country's largest digital payment
Policy & Regulation
Algeria’s Digital Identity Infrastructure: The National Biometric ID, e-Signature
The Foundation Layer: Why Digital Identity Matters for Algeria's Transformation Every ambitious digital transformation plan eventually hits the same wall: identity. You cannot digitize government services if you cannot verify who is requesting them.
