financial inclusion
AI & Automation
AI Credit Scoring in Algeria: Reaching 58% of Adults Without a Bank Account
58% of Algerians have no bank account. AI-driven credit scoring on alternative data is the lever to hit the 2030 65% inclusion target.
Digital Economy
Gifty’s Super-Wallet Bet: One App for Bills, Top-Ups and Algerian E-Commerce
⚡ Key Takeaways Gifty, the Algiers-based fintech founded in 2023, is consolidating into a super-wallet that bundles bill payments, mobile...
Digital Economy
Algeria Fintech Closes the Gap: Reaching the 71% of Women Without Transaction Accounts
71% of Algerian women lack basic transaction accounts. How fintech platforms, ANGEM microcredit, and We-Fi programs are closing the gap in 2026.
Policy & Regulation
Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech
⚡ Key Takeaways Bottom Line: Algeria’s PSP regulation creates licensed fintech entities, but without a formal open banking API mandate,...
Policy & Regulation
Algeria and the 50in5 Pledge: Building Digital Public Infrastructure for Sovereignty
⚡ Key Takeaways Algeria formally joined the UNDP-backed 50in5 campaign on April 2, 2026, committing to build interoperable digital public...
Digital Economy
From 95% COD to Digital Trust: How Algerian Platforms Are Shifting Payments
Algeria runs 95% on cash-on-delivery. Local platforms like Yassir, BaridiMob, and GiFTy are building the digital trust infrastructure to change that.
Policy & Regulation
Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy
Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.
Digital Economy
Financial Exclusion in Algeria: Why 65% Unbanked Blocks the Digital Economy
Only 35% of Algerian adults have financial accounts. How cash dominance and 65% exclusion rate block digital economy growth.
Startups
Gifty Algeria: Building Digital Payment Rails in a Cash-First Economy
How Algerian fintech Gifty is building digital payment infrastructure with mobile wallets and agent networks in a country where 90% of transactions use cash.
Digital Economy
Algeria’s War on Cash: 939 Billion Dinars in E-Payments and the SoftPos Revolution Coming by 2028
⚡ Key Takeaways Algeria’s electronic payment ecosystem reached 939 billion dinars in 2025 — a 46% surge in one year...
Digital Economy
Digital Wallets: Africa’s $36 Billion Boom and PayPal’s Continental Bet
Africa's digital wallet market hits $36.1B in 2026, growing 16% YoY toward $59.4B by 2030. PayPal plans its continental launch as mobile money reaches 860M.
