financial inclusion
Digital Economy
Africa’s $75B Digital Commerce Ecosystem: Lessons from Converge Africa 2026
⚡ Key Takeaways Africa’s digital commerce market is projected to reach $72 billion by 2026 with 25% annual growth, but...
Digital Economy
Baridi Pay at the Hanut: How Algeria’s Informal Micro-Merchants Are Going Cashless
⚡ Key Takeaways Algeria’s informal micro-merchant sector is entering a first wave of digital payment adoption via Baridi Pay QR...
Digital Economy
Algeria’s Facebook Sellers: Bringing Informal Merchants into Digital Payments
⚡ Key Takeaways Over 85% of Algeria’s ecommerce transactions rely on cash-on-delivery, leaving tens of thousands of Facebook and Instagram...
Digital Economy
Super Apps in Emerging Markets: The Embedded Finance Blueprint Driving $155B in 2026
⚡ Key Takeaways The global super app market reaches $155.2 billion in 2026, growing at 27.2% CAGR toward $838.3 billion...
Digital Economy
Vaulfi Stablecoin Neobank: What North Africa’s First Stablecoin Bank Means for Algeria
⚡ Key Takeaways Vaulfi, backed by Pan-African VC Launch Africa and co-founded by Algerian entrepreneur Dr. Safa Korti, is building...
Digital Economy
Algeria SME Credit Gap: How B2B Fintech Lending Can Unlock Business Growth
⚡ Key Takeaways Algeria’s SMEs face a structural working-capital credit gap: state banks control 90% of commercial banking, trade finance...
Digital Economy
Africa Fintech Second Wave: How Embedded Finance and B2B Credit Move Beyond Mobile Money
⚡ Key Takeaways Africa’s fintech revenues are projected to grow six-fold from $10 billion to over $65 billion by 2030,...
Digital Economy
AADL 3 and the Payment Cascade: How Government Mandates Are Accelerating Algeria’s Digital Economy
⚡ Key Takeaways Algeria’s AADL 3 housing program generated 3.6 million electronic transactions worth 65.27 billion DZD in December 2025...
Digital Economy
Beyond M-Pesa: Africa’s Fintech Second Wave Targets Credit and Savings
⚡ Key Takeaways Africa’s $65B fintech second wave is moving from payments to credit — built on AI underwriting of...
Digital Economy
Algeria’s 57% Unbanked: How PSP Wallets Are Bridging the Financial Exclusion Gap
⚡ Key Takeaways 57% of Algerian adults lack a transaction account — the highest financial exclusion rate in North Africa...
Digital Economy
Algeria’s Agent Banking Model: Bridging the Unbanked Gap via Proximity Agents
⚡ Key Takeaways Algeria has 57% of adults unbanked, yet EDAHABIA card holders grew to 14.3 million by end of...
