financial inclusion
Digital Economy
Africa Fintech Second Wave: How Embedded Finance and B2B Credit Move Beyond Mobile Money
⚡ Key Takeaways Africa’s fintech revenues are projected to grow six-fold from $10 billion to over $65 billion by 2030,...
Digital Economy
AADL 3 and the Payment Cascade: How Government Mandates Are Accelerating Algeria’s Digital Economy
⚡ Key Takeaways Algeria’s AADL 3 housing program generated 3.6 million electronic transactions worth 65.27 billion DZD in December 2025...
Digital Economy
Beyond M-Pesa: Africa’s Fintech Second Wave Targets Credit and Savings
⚡ Key Takeaways Africa’s $65B fintech second wave is moving from payments to credit — built on AI underwriting of...
Digital Economy
Algeria’s 57% Unbanked: How PSP Wallets Are Bridging the Financial Exclusion Gap
⚡ Key Takeaways 57% of Algerian adults lack a transaction account — the highest financial exclusion rate in North Africa...
Digital Economy
Algeria’s Agent Banking Model: Bridging the Unbanked Gap via Proximity Agents
⚡ Key Takeaways Algeria has 57% of adults unbanked, yet EDAHABIA card holders grew to 14.3 million by end of...
Digital Economy
Algeria’s Agent Banking Model: Bridging the Unbanked Gap via Proximity Agents
⚡ Key Takeaways Algeria has 57% of adults unbanked, yet EDAHABIA card holders grew to 14.3 million by end of...
Digital Economy
BaridiMob’s Bank Bridge: Algeria’s Postal Wallet Finally Connects to the Banking System
⚡ Key Takeaways Algerie Poste announced on 21 January 2026 that BaridiMob will enable direct transfers from CCP postal accounts...
Digital Economy
Algeria Fintech Strategy 2024-2030: Midpoint Progress Review
Algeria's fintech strategy is halfway done. Cashless target 50%, sandbox live, financial inclusion still 43% — here's the real scorecard.
AI & Automation
AI Credit Scoring in Algeria: Reaching 58% of Adults Without a Bank Account
58% of Algerians have no bank account. AI-driven credit scoring on alternative data is the lever to hit the 2030 65% inclusion target.
Digital Economy
Gifty’s Super-Wallet Bet: One App for Bills, Top-Ups and Algerian E-Commerce
⚡ Key Takeaways Gifty, the Algiers-based fintech founded in 2023, is consolidating into a super-wallet that bundles bill payments, mobile...
Digital Economy
Algeria Fintech Closes the Gap: Reaching the 71% of Women Without Transaction Accounts
71% of Algerian women lack basic transaction accounts. How fintech platforms, ANGEM microcredit, and We-Fi programs are closing the gap in 2026.
