Bank of Algeria
Policy & Regulation
Algeria’s Banking Cyber Audit Mandate: Who Must Comply and What Auditors Look Like
Mandatory banking cyber audits under Algeria's National Cybersecurity Strategy — who must comply, auditor criteria, and what to prepare.
Policy & Regulation
Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech
⚡ Key Takeaways Bottom Line: Algeria’s PSP regulation creates licensed fintech entities, but without a formal open banking API mandate,...
Policy & Regulation
Algeria Fintech Summit 2026: PSP Licensing, PAPSS, and the Sandbox Era
Algeria's 4th Fintech & E-Commerce Summit arrives as PSP licensing, PAPSS integration, and regulatory sandbox provisions reshape the payments landscape.
Digital Economy
Algeria’s Cash Ban: How the Finance Act 2025 Is Forcing a Digital Payment Revolution
⚡ Key Takeaways Algeria’s Finance Act 2025 banned cash payments for real estate, vehicles, industrial equipment, and mandatory insurance starting...
Policy & Regulation
Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy
Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.
Policy & Regulation
Instruction 06-2025: Algeria’s PSP Framework Gives Fintech Its First Legal Playbook
Algeria's Instruction 06-2025 creates the first PSP licensing framework with 160M DZD minimum capital, three wallet tiers, and agent networks.
Digital Economy
Algeria Joins PAPSS: How Pan-African Instant Payments Could Unlock the Dinar’s Continental Potential
⚡ Key Takeaways In August 2025, the Bank of Algeria officially joined the Pan-African Payment and Settlement System (PAPSS), becoming...
Digital Economy
Algeria’s War on Cash: 939 Billion Dinars in E-Payments and the SoftPos Revolution Coming by 2028
⚡ Key Takeaways Algeria’s electronic payment ecosystem reached 939 billion dinars in 2025 — a 46% surge in one year...
Policy & Regulation
What the Law Actually Says: Algeria’s Cryptocurrency Ban Explained
Algeria criminalizes cryptocurrency under Law 25-10. Full legal breakdown of the 2018 ban, 2025 criminal penalties, and Bank of Algeria enforcement.
Digital Economy
Algeria’s First Fintech Law: Who Got a PSP License and What Actually Changed
When the Bank of Algeria published Instruction No. 06–2025 on August 17, 2025, it formally ended a decade of regulatory ambiguity.
Infrastructure & Cloud
Algeria’s Digital Banking Infrastructure: How Neobank Licensing Is Reshaping Enterprise IT
A Regulatory Catalyst for Technical Transformation When the Bank of Algeria published its digital banking licensing instructions in 2025 — including Instruction N°01-25 on general bank licensing conditions and a companion instruction setting specific requirements for digital
