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Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech

Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech

April 10, 2026

⚡ Key Takeaways Bottom Line: Algeria’s PSP regulation creates licensed fintech entities, but without a formal open banking API mandate,...

Algeria Fintech Summit 2026: PSP Licensing, PAPSS, and the Sandbox Era

Algeria Fintech Summit 2026: PSP Licensing, PAPSS, and the Sandbox Era

April 8, 2026

Algeria's 4th Fintech & E-Commerce Summit arrives as PSP licensing, PAPSS integration, and regulatory sandbox provisions reshape the payments landscape.

Algeria’s Cash Ban: How the Finance Act 2025 Is Forcing a Digital Payment Revolution

Algeria’s Cash Ban: How the Finance Act 2025 Is Forcing a Digital Payment Revolution

April 7, 2026

⚡ Key Takeaways Algeria’s Finance Act 2025 banned cash payments for real estate, vehicles, industrial equipment, and mandatory insurance starting...

Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy

Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy

April 4, 2026

Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.

Instruction 06-2025: Algeria’s PSP Framework Gives Fintech Its First Legal Playbook

Instruction 06-2025: Algeria’s PSP Framework Gives Fintech Its First Legal Playbook

March 25, 2026

Algeria's Instruction 06-2025 creates the first PSP licensing framework with 160M DZD minimum capital, three wallet tiers, and agent networks.

Algeria Joins PAPSS: How Pan-African Instant Payments Could Unlock the Dinar’s Continental Potential

Algeria Joins PAPSS: How Pan-African Instant Payments Could Unlock the Dinar’s Continental Potential

March 19, 2026

⚡ Key Takeaways In August 2025, the Bank of Algeria officially joined the Pan-African Payment and Settlement System (PAPSS), becoming...

Algeria’s War on Cash: 939 Billion Dinars in E-Payments and the SoftPos Revolution Coming by 2028

Algeria’s War on Cash: 939 Billion Dinars in E-Payments and the SoftPos Revolution Coming by 2028

March 19, 2026

⚡ Key Takeaways Algeria’s electronic payment ecosystem reached 939 billion dinars in 2025 — a 46% surge in one year...

What the Law Actually Says: Algeria’s Cryptocurrency Ban Explained

What the Law Actually Says: Algeria’s Cryptocurrency Ban Explained

ALGERIATECH Editorial
March 5, 2026

Algeria criminalizes cryptocurrency under Law 25-10. Full legal breakdown of the 2018 ban, 2025 criminal penalties, and Bank of Algeria enforcement.

Algeria’s First Fintech Law: Who Got a PSP License and What Actually Changed

Algeria’s First Fintech Law: Who Got a PSP License and What Actually Changed

ALGERIATECH Editorial
January 27, 2026

When the Bank of Algeria published Instruction No. 06–2025 on August 17, 2025, it formally ended a decade of regulatory ambiguity.

Algeria’s Digital Banking Infrastructure: How Neobank Licensing Is Reshaping Enterprise IT

Algeria’s Digital Banking Infrastructure: How Neobank Licensing Is Reshaping Enterprise IT

ALGERIATECH Editorial
January 22, 2026

A Regulatory Catalyst for Technical Transformation When the Bank of Algeria published its digital banking licensing instructions in 2025 — including Instruction N°01-25 on general bank licensing conditions and a companion instruction setting specific requirements for digital

Algeria’s Crypto Ban: What Law 25-10 Means for Blockchain, Fintech, and Innovation

Algeria’s Crypto Ban: What Law 25-10 Means for Blockchain, Fintech, and Innovation

ALGERIATECH Editorial
December 7, 2025

Introduction On July 24, 2025, Algeria enacted one of the world's strictest cryptocurrency bans, published in Official Journal No. 48.

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