Bank of Algeria
Digital Economy
Algeria Joins PAPSS: How Pan-African Instant Payments Could Unlock the Dinar’s Continental Potential
⚡ Key Takeaways In August 2025, the Bank of Algeria officially joined the Pan-African Payment and Settlement System (PAPSS), becoming...
Digital Economy
Algeria’s War on Cash: 939 Billion Dinars in E-Payments and the SoftPos Revolution Coming by 2028
⚡ Key Takeaways Algeria’s electronic payment ecosystem reached 939 billion dinars in 2025 — a 46% surge in one year...
Policy & Regulation
What the Law Actually Says: Algeria’s Cryptocurrency Ban Explained
Algeria criminalizes cryptocurrency under Law 25-10. Full legal breakdown of the 2018 ban, 2025 criminal penalties, and Bank of Algeria enforcement.
Digital Economy
Algeria’s First Fintech Law: Who Got a PSP License and What Actually Changed
When the Bank of Algeria published Instruction No. 06–2025 on August 17, 2025, it formally ended a decade of regulatory ambiguity.
Infrastructure & Cloud
Algeria’s Digital Banking Infrastructure: How Neobank Licensing Is Reshaping Enterprise IT
A Regulatory Catalyst for Technical Transformation When the Bank of Algeria published its digital banking licensing instructions in 2025 — including Instruction N°01-25 on general bank licensing conditions and a companion instruction setting specific requirements for digital
Policy & Regulation
Algeria’s Crypto Ban: What Law 25-10 Means for Blockchain, Fintech, and Innovation
Introduction On July 24, 2025, Algeria enacted one of the world's strictest cryptocurrency bans, published in Official Journal No. 48.