Bank of Algeria
Digital Economy
Algeria’s Agent Banking Model: Bridging the Unbanked Gap via Proximity Agents
⚡ Key Takeaways Algeria has 57% of adults unbanked, yet EDAHABIA card holders grew to 14.3 million by end of...
Policy & Regulation
Algeria Fintech Strategy 2024-2030: A Licensing Roadmap for Digital Banks Under Regulation 24-04
⚡ Key Takeaways Bank of Algeria Regulation 24-04 of 13 October 2024 sets a two-stage licensing path for fully digital...
Digital Economy
Algeria Joins PAPSS: What Pan-African Settlement Means for Exporters and Diaspora Remittances in 2026
⚡ Key Takeaways The Bank of Algeria joined the Pan-African Payment and Settlement System (PAPSS) in 2025, becoming the 18th...
Digital Economy
Algeria Fintech Strategy 2024-2030: Midpoint Progress Review
Algeria's fintech strategy is halfway done. Cashless target 50%, sandbox live, financial inclusion still 43% — here's the real scorecard.
Policy & Regulation
Algeria’s Fintech Regulatory Roadmap: From PSP Instruction 06-2025 to a Sandbox
⚡ Key Takeaways Bank of Algeria Instruction No. 06-2025, published 17 August 2025, created Algeria's first formal framework for Payment...
Policy & Regulation
Algeria’s Banking Cyber Audit Mandate: Who Must Comply and What Auditors Look Like
Mandatory banking cyber audits under Algeria's National Cybersecurity Strategy — who must comply, auditor criteria, and what to prepare.
Policy & Regulation
Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech
⚡ Key Takeaways Bottom Line: Algeria’s PSP regulation creates licensed fintech entities, but without a formal open banking API mandate,...
Policy & Regulation
Algeria Fintech Summit 2026: PSP Licensing, PAPSS, and the Sandbox Era
Algeria's 4th Fintech & E-Commerce Summit arrives as PSP licensing, PAPSS integration, and regulatory sandbox provisions reshape the payments landscape.
Digital Economy
Algeria’s Cash Ban: How the Finance Act 2025 Is Forcing a Digital Payment Revolution
⚡ Key Takeaways Algeria’s Finance Act 2025 banned cash payments for real estate, vehicles, industrial equipment, and mandatory insurance starting...
Policy & Regulation
Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy
Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.
Policy & Regulation
Instruction 06-2025: Algeria’s PSP Framework Gives Fintech Its First Legal Playbook
Algeria's Instruction 06-2025 creates the first PSP licensing framework with 160M DZD minimum capital, three wallet tiers, and agent networks.
