fintech
Digital Economy
Baridi Pay: Algeria’s QR Code Push to Digitize 27.5 Million Accounts
⚡ Key Takeaways Algerie Poste launched Baridi Pay in June 2025, enabling QR code merchant payments via BaridiMob for its...
Startups
Africa’s $705M Funding Shift: Why Debt Is Overtaking Equity for Startups
⚡ Key Takeaways African startups raised $705 million in Q1 2026 across 59 deals, with debt financing ($490 million) overtaking...
Digital Economy
GENIUS Act Meets MiCA: How US-EU Stablecoin Rules Reshape Digital Payments
⚡ Key Takeaways The US GENIUS Act (signed July 2025) and the EU’s MiCA (effective December 2024) create converging stablecoin...
Digital Economy
PayPal’s Decline: How Platform Wallets Are Dismantling the Original Fintech Giant
⚡ Key Takeaways PayPal’s stock has fallen 85% from its 2021 peak to ~$45, the company fired its second CEO...
Digital Economy
Stablecoins Cross the Enterprise Threshold: $1T Circulation by Late 2026
⚡ Key Takeaways Stablecoin transaction volume exceeded $33 trillion in gross throughput in 2025 (with actual payment volume at $390...
Startups
Africa’s Startup Funding Diversifies Beyond Fintech: The Continental Sector Shift
⚡ Key Takeaways In a historic reversal, clean energy overtook fintech as Africa's top-funded startup sector by Q3 2025, capturing...
Policy & Regulation
Instruction 06-2025: Algeria’s PSP Framework Gives Fintech Its First Legal Playbook
Algeria's Instruction 06-2025 creates the first PSP licensing framework with 160M DZD minimum capital, three wallet tiers, and agent networks.
Digital Economy
Podcast and Digital Content Monetization in Algeria: The Creator Economy’s Next Chapter
⚡ Key Takeaways Algeria has 27.5 million social media users and 25.4 million YouTube viewers. Scroll through Instagram, TikTok, or...
Digital Economy
B2B Marketplaces Are Coming to Algeria: Digitizing Industrial Procurement
⚡ Key Takeaways A construction foreman in Blida needs 50 tons of reinforcing steel for a housing project. He calls...
Skills & Careers
Hackathons as Open Innovation: Are Algeria’s Hundreds of Annual Events Producing Real
Algeria hosts hundreds of hackathons and innovation challenges yearly. We tracked what happens after the trophies and the results are sobering.
Digital Economy
Instant Payments Go Mainstream: 74% Adoption and the Global Race
74% of consumers have received instant payouts. With 80+ country systems and a $157B market by 2030, real-time payments are the new normal.
