fintech
Policy & Regulation
Inside Algeria’s PSP Sandbox: How Fintech Founders Can Prepare for the 2026 Cohort
Bank of Algeria's PSP sandbox opens in 2026 for up to 20 fintech innovators. Here's the application package founders should be assembling now.
Digital Economy
B2B Marketplace Opportunity: How Algerian SMEs Are Plugging Into Digital Supply Chains
⚡ Key Takeaways Africa’s SMEs face a $330+ billion financing shortfall with over 80% of small-business transactions still cash-based, and...
Digital Economy
Open Finance Goes Global: FCA Roadmap, FiDA, and the Race to Portable Financial Data
⚡ Key Takeaways The UK FCA published its Open Finance Roadmap in April 2026, targeting SME lending and mortgage assessment...
Digital Economy
Algeria Loyalty Programs: The Untapped Retention Engine for Telcos and Retailers
⚡ Key Takeaways Algeria’s three major telecoms — Djezzy, Mobilis, and Ooredoo — collectively serve 47 million+ subscribers but operate...
Digital Economy
B2B Cross-Border Payments: How ISO 20022 and Real-Time Rails Are Cutting SME Costs
⚡ Key Takeaways B2B cross-border payments move $23.5 trillion annually yet cost businesses over $120 billion in fees, FX spreads,...
Digital Economy
Algeria’s 20% GDP Digital Target: Priority Sectors and Investment Roadmap for 2030
⚡ Key Takeaways Algeria’s SNTN-2030 targets 20% GDP from the digital economy by 2030 — requiring 20,000 startups, 500,000 ICT...
Digital Economy
Algeria’s 46% Payment Surge: How SMEs Can Capture the Digital Revenue Wave
⚡ Key Takeaways Electronic payments in Algeria surged 46% in 2025 to 939 billion DZD total value; online payments grew...
Digital Economy
Algeria’s Fintech Sandbox: What the Coming PSP Licences Will Mean for the Digital Economy
⚡ Key Takeaways Algeria’s Bank of Algeria Instruction 06-2025 (August 2025) creates the country’s first formal PSP licensing framework: three-tier...
Digital Economy
Tokenized Trade Finance: How RWA Tokenization Is Unlocking SME Supply-Chain Credit Globally
⚡ Key Takeaways RWA on-chain value crossed $32B in May 2026 (200%+ YoY growth); Centrifuge has originated $1.3B+ in tokenized...