fintech
Policy & Regulation
Algeria’s Banking Cyber Audit Mandate: Who Must Comply and What Auditors Look Like
Mandatory banking cyber audits under Algeria's National Cybersecurity Strategy — who must comply, auditor criteria, and what to prepare.
Startups
MENA Startup Funding: Record $7.5B in 2025 and the 2026 Outlook
MENA startups raised a record $7.5B in 2025 — a 225% jump. Saudi leads at $5B, UAE at $2B, fintech tops sectors. Full breakdown and 2026 outlook inside.
Startups
Africa Startup Funding: $575M Across 58 Deals in Early 2026
African startups raised $575M across 58 deals in Jan-Feb 2026, outpacing 2025. Fintech yields its crown to logistics and e-mobility. Full breakdown inside.
Digital Economy
X Money Launches: Musk’s Super App Play with 6% APY and 41-State Licensing
⚡ Key Takeaways X Money entered early public access in April 2026 with a 6% APY on deposits, metal Visa...
Digital Economy
Cards Hit 50% of Global Payments: The Tipping Point for Cash’s Decline
2026 marks the first year card credentials account for half of all global consumer payments. Cash fell from 44% of in-store spend to 15% in a decade.
Digital Economy
Stripe’s Tempo Blockchain: Rewriting Global Payments at 100K Transactions Per Second
Stripe's Tempo blockchain launched mainnet with 100K TPS and a Machine Payments Protocol for AI agents. Visa, Deutsche Bank, OpenAI among design partners.
Digital Economy
EU Instant Payments Regulation: The April 2026 Deadline That Exposes Who Is Ready
⚡ Key Takeaways The EU Instant Payments Regulation (2024/886) forces all eurozone PSPs to submit their first compliance reports by...
Digital Economy
Debt Financing Surges in African Fintech: Q1 2026 Shows Structural Shift From Venture Capital
African startups raised $705M in Q1 2026 with debt overtaking equity for the first time. What this structural shift means for Algerian fintech founders.
Startups
KreditBee Secures 80M at .5B: Asia BNPL Growth Continues
KreditBee raises 80M Series E at .5B valuation, becoming India's third 2026 unicorn. The digital lender's IPO push signals Asia's fintech maturation.
Digital Economy
Embedded Finance Revenue to Surpass 28 Billion by 2028 as B2B Platforms Drive Adoption
Embedded finance market grows to 56B in 2026 with payments leading at 43% share. B2B platforms drive adoption as 54% report revenue gains from embedded services.
Digital Economy
Digital Wallet Adoption Exceeds Credit Cards Across Asian Mega-Cities
Digital wallets reach 5.2B users globally in 2026 with 75%+ adoption across Asia-Pacific. By 2030, wallets will capture 80% of APAC online payments as credit cards fall to 7%.
