digital payments
Digital Economy
The COD Trap: Why Algeria’s Ecommerce Trust Problem Is a Logistics Problem Too
⚡ Key Takeaways Algeria’s 95% COD rate isn’t just a payment problem — it’s a logistics and trust problem with...
Digital Economy
Baridi Pay and the 2028 Clock: Algeria’s Cashless Stress Test
⚡ Key Takeaways Algeria’s 2028 cashless target is live — here’s what Baridi Pay merchants need to do before December...
Digital Economy
Algeria’s Social Commerce Revenue Gap: Why COD Is Costing Creators and Merchants Real Money
⚡ Key Takeaways Over 85% of Algeria’s e-commerce and social commerce transactions run on cash-on-delivery (COD), while TikTok already reaches...
Digital Economy
Algeria’s PSP Wave: Virtual USD Mastercards Open the Global Digital Economy to Algerians
⚡ Key Takeaways Algeria’s Bank of Algeria Instruction 06-2025 (August 17, 2025) created the country’s first PSP licensing framework with...
Digital Economy
Algeria’s Digital Payment Infrastructure: 78K Terminals, 644 Online Merchants, and a 46% Surge
⚡ Key Takeaways Algeria’s electronic payments hit 939 billion DZD in 2025 (+46% YoY). POS terminals reached 78,774 (+15.6%) and...
Digital Economy
UPI Goes Global: How India’s 698M Daily Transactions Are Rewriting the Payment Rulebook
⚡ Key Takeaways India’s UPI processed 698 million daily transactions in December 2025 — surpassing Visa’s ~640 million daily volume...
Digital Economy
UK FinTech Week 2026: The Scale-Up Unit and the Digital Payments Reform Package
⚡ Key Takeaways On 21 April 2026, during UK FinTech Week, HM Treasury and the FCA unveiled four interlocking moves:...
Digital Economy
Digital Payments: The New Credit Infrastructure for Firms
⚡ Key Takeaways A March 2026 World Bank study covering nearly 50,000 firms across 101 economies finds that businesses receiving...
Digital Economy
Western Union’s USDPT and PayPal’s Africa Wallet: The Stablecoin Remittance War of 2026
⚡ Key Takeaways Western Union’s USDPT (Solana-based, 1.5-1.8% fees, 8 African markets) and PayPal’s Africa Wallet (PYUSD-based, 1.0-1.5% fees) are...
Digital Economy
Algeria’s 20 Million Payment Cards: Milestone or Mirage?
Algeria crossed 21.9 million interbank cards by end-2025. Edahabia leads 81%, internet payments up 179% — but only 80,000 TPE serve 1M+ merchants.
Digital Economy
Algeria Fintech Strategy 2024-2030: Midpoint Progress Review
Algeria's fintech strategy is halfway done. Cashless target 50%, sandbox live, financial inclusion still 43% — here's the real scorecard.
