digital payments
Digital Economy
Algeria’s Facebook Sellers: Bringing Informal Merchants into Digital Payments
⚡ Key Takeaways Over 85% of Algeria’s ecommerce transactions rely on cash-on-delivery, leaving tens of thousands of Facebook and Instagram...
Digital Economy
Super Apps in Emerging Markets: The Embedded Finance Blueprint Driving $155B in 2026
⚡ Key Takeaways The global super app market reaches $155.2 billion in 2026, growing at 27.2% CAGR toward $838.3 billion...
Digital Economy
Algeria SME Credit Gap: How B2B Fintech Lending Can Unlock Business Growth
⚡ Key Takeaways Algeria’s SMEs face a structural working-capital credit gap: state banks control 90% of commercial banking, trade finance...
Policy & Regulation
Algeria’s E-Commerce Consumer Protection Rules: A New Framework for Online Disputes
⚡ Key Takeaways Algeria’s 2026 e-commerce consumer protection framework completes the dispute resolution layer of the digital commerce regulatory stack:...
Digital Economy
Algeria’s Tourism Digital Economy: E-Visa, QR Payments, and the Inbound Revenue Opportunity
⚡ Key Takeaways Algeria earned only $72 per tourist in 2023 — versus Morocco’s $600-800 — despite 2.37 million pre-pandemic...
Digital Economy
Algeria’s Facebook Merchants: How Payment APIs Are Bridging Informal Commerce to the Digital Economy
⚡ Key Takeaways Over 85% of Algerian e-commerce transactions still rely on cash-on-delivery, with COD return rates running 20-35% depending...
Digital Economy
AADL 3 and the Payment Cascade: How Government Mandates Are Accelerating Algeria’s Digital Economy
⚡ Key Takeaways Algeria’s AADL 3 housing program generated 3.6 million electronic transactions worth 65.27 billion DZD in December 2025...
Digital Economy
Stablecoins for SME Trade: How Small Businesses Are Bypassing SWIFT for Cross-Border Payments
⚡ Key Takeaways Stablecoin payment infrastructure processed more than $200 billion in business transactions in 2025, with SMEs in Africa...
Digital Economy
The COD Trap: Why Algeria’s Ecommerce Trust Problem Is a Logistics Problem Too
⚡ Key Takeaways Algeria’s 95% COD rate isn’t just a payment problem — it’s a logistics and trust problem with...
Digital Economy
Baridi Pay and the 2028 Clock: Algeria’s Cashless Stress Test
⚡ Key Takeaways Algeria’s 2028 cashless target is live — here’s what Baridi Pay merchants need to do before December...
Digital Economy
Algeria’s Social Commerce Revenue Gap: Why COD Is Costing Creators and Merchants Real Money
⚡ Key Takeaways Over 85% of Algeria’s e-commerce and social commerce transactions run on cash-on-delivery (COD), while TikTok already reaches...
