digital payments
Digital Economy
Algeria’s Fintech Sandbox: What the Coming PSP Licences Will Mean for the Digital Economy
⚡ Key Takeaways Algeria’s Bank of Algeria Instruction 06-2025 (August 2025) creates the country’s first formal PSP licensing framework: three-tier...
Cybersecurity & Risk
Algeria Fintech Security Playbook: Hardening PSPs Under Instruction 06-2025
⚡ Key Takeaways Bank of Algeria’s Instruction 06-2025 establishes three KYC tiers (DZD 100K/500K/1M), mandatory customer fund escrow, strong SCA,...
Digital Economy
Africa’s $900 Billion Mobile Money Market: The B2B Supply-Chain Payments Shift
⚡ Key Takeaways Africa processes ~$1.43T in annual mobile money, but 80%+ of B2B supply-chain transactions remain cash. BCG projects...
Digital Economy
Algeria’s Telecoms Enter Fintech: What MNO-Led Mobile Money Means for Digital Payments
⚡ Key Takeaways Algeria has 54.8 million mobile connections but only 16% of adults use digital payments, with 57% of...
Digital Economy
Africa’s $75B Digital Commerce Ecosystem: Lessons from Converge Africa 2026
⚡ Key Takeaways Africa’s digital commerce market is projected to reach $72 billion by 2026 with 25% annual growth, but...
Digital Economy
Algeria’s Payment Terminal Gap: 100,000 TPEs for 1.2 Million Merchants
⚡ Key Takeaways Algeria crossed 100,000 active payment terminals in March 2026 — a 33% jump in three months —...
Digital Economy
From 644 to 859: Algeria’s Web Merchant Surge and the Fintech Sandbox Window
⚡ Key Takeaways Algeria’s certified web merchant count grew 33% in Q1 2026 — from 644 to 859 in three...
Digital Economy
Loop Files Algeria’s First PSP Agrément Application: What It Means for Fintech Founders
⚡ Key Takeaways Loop, a payments startup, has filed the first application for a payment-service-provider (PSP) agrément under Instruction 06-2025...
Digital Economy
Algeria’s Facebook Sellers: Bringing Informal Merchants into Digital Payments
⚡ Key Takeaways Over 85% of Algeria’s ecommerce transactions rely on cash-on-delivery, leaving tens of thousands of Facebook and Instagram...
Digital Economy
Super Apps in Emerging Markets: The Embedded Finance Blueprint Driving $155B in 2026
⚡ Key Takeaways The global super app market reaches $155.2 billion in 2026, growing at 27.2% CAGR toward $838.3 billion...
Digital Economy
Algeria SME Credit Gap: How B2B Fintech Lending Can Unlock Business Growth
⚡ Key Takeaways Algeria’s SMEs face a structural working-capital credit gap: state banks control 90% of commercial banking, trade finance...
