digital payments
Digital Economy
GENIUS Act Meets MiCA: How US-EU Stablecoin Rules Reshape Digital Payments
⚡ Key Takeaways The US GENIUS Act (signed July 2025) and the EU’s MiCA (effective December 2024) create converging stablecoin...
Digital Economy
Algeria’s Cash Ban: How the Finance Act 2025 Is Forcing a Digital Payment Revolution
⚡ Key Takeaways Algeria’s Finance Act 2025 banned cash payments for real estate, vehicles, industrial equipment, and mandatory insurance starting...
Digital Economy
CCP Business Cashless: Algerie Poste Opens Commerce to 27.5 Million Accounts
⚡ Key Takeaways Algerie Poste launched CCP Business Cashless on February 7, 2026, opening its 27.5 million CCP account base...
Digital Economy
From 95% COD to Digital Trust: How Algerian Platforms Are Shifting Payments
Algeria runs 95% on cash-on-delivery. Local platforms like Yassir, BaridiMob, and GiFTy are building the digital trust infrastructure to change that.
Policy & Regulation
Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy
Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.
Digital Economy
Visa Launches VDCAP: The Authentication Standard Reshaping Online Payments
Visa's VDCAP rewards merchants for sharing authentication data. How it fits the shift toward agentic commerce and AI-driven payments.
Digital Economy
Stablecoins Cross the Enterprise Threshold: $1T Circulation by Late 2026
⚡ Key Takeaways Stablecoin transaction volume exceeded $33 trillion in gross throughput in 2025 (with actual payment volume at $390...
Digital Economy
BNPL in Algeria: How the Jumia-Diar Dzair Partnership Is Reshaping Consumer Finance
Algeria's first BNPL service launched June 2025 via Jumia and Diar Dzair. How buy now pay later reshapes consumer finance in a 90% cash-on-delivery market.
Digital Economy
Financial Exclusion in Algeria: Why 65% Unbanked Blocks the Digital Economy
Only 35% of Algerian adults have financial accounts. How cash dominance and 65% exclusion rate block digital economy growth.
Digital Economy
Algeria’s On-Demand Services Boom: From Food Delivery to Home Repairs
⚡ Key Takeaways Five years ago, hailing a cab in Algiers meant standing on a street corner, negotiating a fare...
Digital Economy
Algeria Joins PAPSS: How Pan-African Instant Payments Could Unlock the Dinar’s Continental Potential
⚡ Key Takeaways In August 2025, the Bank of Algeria officially joined the Pan-African Payment and Settlement System (PAPSS), becoming...
