SATIM
Digital Economy
3,679 Shopify Stores and 95% Cash on Delivery: Algeria’s 2026 Ecommerce Paradox
Algeria has 3,679 live Shopify stores growing 34% YoY, yet 95% of orders still pay cash on delivery. Here is the 2026 formalization playbook.
Digital Economy
Algeria’s 22 Million Payment Cards, 104K POS & 46% Surge: The Fintech Runway Mapped
⚡ Key Takeaways Algeria crossed 22 million payment cards (18 million Edahabia, ~4.5 million CIB) and 104,000+ POS terminals at...
Digital Economy
Algeria’s Digital Payments: What the 4.6× Average Transaction Leap Means for Merchants
⚡ Key Takeaways Bottom Line: Read Full Analysis ↓ 🧭 Decision Radar Relevance for Algeria High ▾ data is entirely...
Policy & Regulation
Algeria’s Crypto Ban Under Law 25-10: Regulated Digital Finance Channels That Remain Open
⚡ Key Takeaways Algeria’s Law 25-10 (July 2025) criminalised all cryptocurrency activities with penalties up to one year imprisonment and...
Policy & Regulation
Algeria’s Social Commerce Economy: How Facebook Merchants Can Enter the Formal Digital Economy
⚡ Key Takeaways Over 85% of Algeria’s digital retail transactions still rely on cash-on-delivery, driven largely by informal Facebook and...
Digital Economy
Digital KYC in Algeria: How eSIM-Linked Identity Could Unlock Remote Banking Onboarding
⚡ Key Takeaways Algeria has a 57% unbanked adult population but mandatory biometric national IDs since 2016 and 54.8 million...
Digital Economy
Algeria’s Switch Mobile Goes Multi-Bank: Interoperability Reaches 15 Banks in 2026
⚡ Key Takeaways Algeria’s Switch Mobile is expanding from 7 pilot banks to at least 15 banking institutions in 2026,...
Digital Economy
Algeria’s Payment Terminal Gap: 100,000 TPEs for 1.2 Million Merchants
⚡ Key Takeaways Algeria crossed 100,000 active payment terminals in March 2026 — a 33% jump in three months —...
Digital Economy
Algeria Fintech Sandbox 2026: The Qualification Guide for PSPs and Digital Wallet Startups
⚡ Key Takeaways Algeria’s Fintech Strategy 2024-2030 creates the country’s first regulatory sandbox targeting 20+ startups in 2026, with Instruction...
Digital Economy
AADL 3 and the Payment Cascade: How Government Mandates Are Accelerating Algeria’s Digital Economy
⚡ Key Takeaways Algeria’s AADL 3 housing program generated 3.6 million electronic transactions worth 65.27 billion DZD in December 2025...
Digital Economy
Algeria’s 57% Unbanked: How PSP Wallets Are Bridging the Financial Exclusion Gap
⚡ Key Takeaways 57% of Algerian adults lack a transaction account — the highest financial exclusion rate in North Africa...
