digital banking
Startups
Mercury’s $5.2B Valuation: The Neobank Blueprint Every Fintech Startup Needs to Study
⚡ Key Takeaways Mercury raised a $200M Series D at a $5.2B valuation (49% jump), backed by TCV, Andreessen Horowitz,...
Digital Economy
Digital KYC in Algeria: How eSIM-Linked Identity Could Unlock Remote Banking Onboarding
⚡ Key Takeaways Algeria has a 57% unbanked adult population but mandatory biometric national IDs since 2016 and 54.8 million...
Digital Economy
Algeria’s Switch Mobile Goes Multi-Bank: Interoperability Reaches 15 Banks in 2026
⚡ Key Takeaways Algeria’s Switch Mobile is expanding from 7 pilot banks to at least 15 banking institutions in 2026,...
Digital Economy
Beyond M-Pesa: Africa’s Fintech Second Wave Targets Credit and Savings
⚡ Key Takeaways Africa’s $65B fintech second wave is moving from payments to credit — built on AI underwriting of...
Digital Economy
Nubank’s $2.9 Billion Profit: The Digital Bank Blueprint That Rewrites Emerging Market Finance
⚡ Key Takeaways Nubank reported FY 2025 net income of $2.9B on $16.3B revenue (+45% YoY), serving 131 million customers...
Digital Economy
Algeria Fintech Closes the Gap: Reaching the 71% of Women Without Transaction Accounts
71% of Algerian women lack basic transaction accounts. How fintech platforms, ANGEM microcredit, and We-Fi programs are closing the gap in 2026.
Digital Economy
Wimpay-BNA: Algeria’s First Contactless Mobile Payment App Reaches 137K Users
⚡ Key Takeaways Algeria’s e-payment volume reached 939 billion dinars in 2025, up 46% year-over-year, with Wimpay-BNA’s 137,000+ users helping...
Digital Economy
Fintech Open Innovation: How Algeria’s Banks Are Becoming Venture Clients
Algeria's banks adopt venture clienting to buy fintech startup solutions for digital payments, BNPL, and open banking under new PSP and digital banking laws.
Digital Economy
Halal Fintech in Algeria: Sharia-Compliant Products in a 99% Muslim Market
Algeria's financial sector has a paradox at its core. The country is 99% Muslim, with a substantial proportion of the population holding religious convictions that prohibit riba — the charging or payment of interest.
Digital Economy
11 Mobile Banks, One Winner: Algeria’s Neobank Race Is On
When Regulation 24-64 was signed on October 13, 2024, it did not just create a legal framework for digital banks in Algeria — it started a race. More than eleven companies reportedly expressed interest in or initiated applications for digital banking licenses within the first
