Algeria fintech
Digital Economy
Building on PAPSS: A Developer Guide to Cross-Border Payments for Algerian Fintech
⚡ Key Takeaways Algeria became the 18th PAPSS member in August 2025, and the Fintech Strategy 2024-2030 targets a regulatory...
Digital Economy
Algeria’s SoftPOS Moment: A Merchant Onboarding Playbook for the End-2026 NFC Rollout
Algeria's RGA brings SoftPOS to NFC phones by end-2026. Here is how retailers and cafe owners can get ready as e-payments hit 939B DZD.
Digital Economy
Algeria’s $7B E-Commerce Market: Mobile-First Tools Powering 25% Annual Growth
Algeria's e-commerce is growing 25% per year toward $7B, with 75% of orders on mobile. Here's the toolkit Algerian merchants are using to scale.
Policy & Regulation
Algeria’s Crypto Ban Under Law 25-10: Regulated Digital Finance Channels That Remain Open
⚡ Key Takeaways Algeria’s Law 25-10 (July 2025) criminalised all cryptocurrency activities with penalties up to one year imprisonment and...
Cybersecurity & Risk
Algeria Digital Banking Security: Threats and Defences in a $7B e-Commerce Market
⚡ Key Takeaways Algeria’s 30–35 fintech startups, including Banxy (Algeria’s first fully mobile bank) and digital payment platforms, face industry-wide...
Cybersecurity & Risk
Algeria Fintech Security Playbook: Hardening PSPs Under Instruction 06-2025
⚡ Key Takeaways Bank of Algeria’s Instruction 06-2025 establishes three KYC tiers (DZD 100K/500K/1M), mandatory customer fund escrow, strong SCA,...
Digital Economy
Algeria Digital Exports: How IT Service Firms Can Earn Foreign Currency via PAPSS and Tasdir+
⚡ Key Takeaways Algeria joined PAPSS in 2025 and operates Tasdir+ for export registration, creating a legal pathway for IT...
Digital Economy
Algeria SME Credit Gap: How B2B Fintech Lending Can Unlock Business Growth
⚡ Key Takeaways Algeria’s SMEs face a structural working-capital credit gap: state banks control 90% of commercial banking, trade finance...
Policy & Regulation
Algeria FATF Assessment 2026: What Grey List Exit Means for Digital Investment and Fintech
⚡ Key Takeaways Algeria remains on the FATF increased monitoring list with the February 2026 plenary triggering an onsite assessment...
Digital Economy
Yassir’s Payment Institution Bid: Super-App Finance Comes to Algeria in 2026
⚡ Key Takeaways Yassir is pursuing payment-institution authorization under Algeria’s Fintech Strategy 2024-2030, a licence that would allow its 8-million-user...
AI & Automation
AI Credit Scoring in Algeria: Reaching 58% of Adults Without a Bank Account
58% of Algerians have no bank account. AI-driven credit scoring on alternative data is the lever to hit the 2030 65% inclusion target.
