Digital Economy
Digital Economy
Africa’s Digital Payments Reliability Crisis: 81 Billion Transactions, Fragile Rails
⚡ Key Takeaways Africa processed 81.8 billion mobile money transactions in 2024 — 74% of all global mobile money activity...
Digital Economy
Algeria’s Agent Banking Model: Bridging the Unbanked Gap via Proximity Agents
⚡ Key Takeaways Algeria has 57% of adults unbanked, yet EDAHABIA card holders grew to 14.3 million by end of...
Digital Economy
Payment Orchestration: The Invisible Routing Layer Powering Global Digital Commerce
⚡ Key Takeaways Payment orchestration — routing software that sits between a merchant’s checkout and multiple PSPs to optimize authorization...
Digital Economy
Generative Commerce: AI Shopping Agents Are Replacing the Search Bar and Rewriting Retail
⚡ Key Takeaways Agentic commerce — AI systems that discover, compare, and purchase on behalf of consumers — is projected...
Digital Economy
Africa’s Digital Payments Reliability Crisis: 81 Billion Transactions, Fragile Rails
⚡ Key Takeaways Africa processed 81.8 billion mobile money transactions in 2024 — 74% of all global mobile money activity...
Digital Economy
Algeria SME Payments: The Operational Playbook for Converting COD Orders to Digital Rails
⚡ Key Takeaways Algeria’s electronic payments reached 939 billion DZD in 2025 (+46%), yet over 85% of e-commerce still settles...
Digital Economy
Algeria Fintech Sandbox: What Founders Must Prepare Before Applying in 2026
⚡ Key Takeaways Algeria’s Bank of Algeria Instruction No. 06-2025 (August 2025) created the first PSP licensing framework with 160...
Digital Economy
Algeria’s Digital Services Tax: What Foreign Platforms Owe and Why Local Sellers Win
⚡ Key Takeaways Algeria’s 2026 Finance Law extended digital service tax obligations to non-resident platforms, while the 30% import duty...
Digital Economy
Instant Payments Fragmentation: Why PAPSS, FedNow, and mBridge Are Building Parallel Worlds
⚡ Key Takeaways The 2026 instant payments landscape is fragmenting, not converging: FedNow (domestic US), PAPSS (African multilateral), and mBridge...
Digital Economy
MENA Creator Economy: Arabic Creators Build Subscription-First Revenue Stacks
⚡ Key Takeaways The global creator economy has grown to $205B (2024) at 23.3% CAGR, and Arabic MENA creators are...
Digital Economy
Airtel Money’s $2B IPO: Africa’s Mobile Payments Race Enters Its Infrastructure Phase
⚡ Key Takeaways Airtel Money’s planned $2B London IPO at up to $10B valuation — backed by 38M active users,...
