Digital Economy
Digital Economy
Algeria’s Social Commerce Revenue Gap: Why COD Is Costing Creators and Merchants Real Money
⚡ Key Takeaways Over 85% of Algeria’s e-commerce and social commerce transactions run on cash-on-delivery (COD), while TikTok already reaches...
Digital Economy
Algeria + PAPSS + AfCFTA: The Cross-Border Payment Rail Algerian SMEs Can Use Right Now
⚡ Key Takeaways Algeria became the 18th member of PAPSS on August 15, 2025, connecting the Bank of Algeria to...
Digital Economy
Algeria’s 57% Unbanked: How PSP Wallets Are Bridging the Financial Exclusion Gap
⚡ Key Takeaways 57% of Algerian adults lack a transaction account — the highest financial exclusion rate in North Africa...
Digital Economy
Digital Product Passports: The EU Traceability Mandate Reshaping Global E-Commerce in 2026
⚡ Key Takeaways The EU’s Ecodesign for Sustainable Products Regulation (ESPR) mandates Digital Product Passports (DPPs) for textiles, electronics, batteries,...
Digital Economy
Nubank’s US Bank Charter: When Neobanks Stop Being Apps and Become Infrastructure
⚡ Key Takeaways Nubank received conditional OCC approval for a US national bank charter (expected launch 2027), marking the transition...
Digital Economy
Airtel Africa FY2026: How Mobile Money’s 147% Profit Surge Signals the End of the Access Phase
⚡ Key Takeaways Airtel Africa’s FY2026 results show profit after tax of $813 million (up 147% year-on-year), total revenue of...
Digital Economy
Algeria’s PSP Wave: Virtual USD Mastercards Open the Global Digital Economy to Algerians
⚡ Key Takeaways Algeria’s Bank of Algeria Instruction 06-2025 (August 17, 2025) created the country’s first PSP licensing framework with...
Digital Economy
Algeria’s Digital Services Export: How SMEs Earn Hard Currency via New Fintech Corridors
⚡ Key Takeaways Algeria joined PAPSS on August 15, 2025 as the 18th member country, connecting Algerian businesses to 150+...
Digital Economy
Algeria’s Agent Banking Model: Bridging the Unbanked Gap via Proximity Agents
⚡ Key Takeaways Algeria has 57% of adults unbanked, yet EDAHABIA card holders grew to 14.3 million by end of...
Digital Economy
Payment Orchestration: The Invisible Routing Layer Powering Global Digital Commerce
⚡ Key Takeaways Payment orchestration — routing software that sits between a merchant’s checkout and multiple PSPs to optimize authorization...
Digital Economy
Generative Commerce: AI Shopping Agents Are Replacing the Search Bar and Rewriting Retail
⚡ Key Takeaways Agentic commerce — AI systems that discover, compare, and purchase on behalf of consumers — is projected...
