PAPSS
Policy & Regulation
Algeria’s Fintech Regulatory Roadmap: From PSP Instruction 06-2025 to a Sandbox
⚡ Key Takeaways Bank of Algeria Instruction No. 06-2025, published 17 August 2025, created Algeria's first formal framework for Payment...
Startups
DeFi in Africa: Decentralized Finance Reshapes Cross-Border Payments
Africa moved $200B in on-chain value while Algeria enforces a strict crypto ban. How DeFi reshapes African finance.
Policy & Regulation
Algeria’s Open Banking Framework: How API Regulation Will Transform Fintech
⚡ Key Takeaways Bottom Line: Algeria’s PSP regulation creates licensed fintech entities, but without a formal open banking API mandate,...
Policy & Regulation
Algeria Fintech Summit 2026: PSP Licensing, PAPSS, and the Sandbox Era
Algeria's 4th Fintech & E-Commerce Summit arrives as PSP licensing, PAPSS integration, and regulatory sandbox provisions reshape the payments landscape.
Startups
Algerian Startups Eye the Sahel: Niger Deal Opens a Digital Frontier
⚡ Key Takeaways Algeria’s startup ecosystem of 7,800+ registered companies now has a clear path into the Sahel through PAPSS...
Policy & Regulation
Algeria’s Digital Payment Services Law: New Consumer Protections for the Cashless Economy
Algeria's PSP regulation and e-commerce laws build new consumer protections for digital wallets, cross-border payments, and the cashless economy transition.
Startups
ASC 2025 Algiers: How Algeria’s $1B Fund and 9-Point Declaration Reshape African Startups
The 4th African Startup Conference drew 25,000+ to Algiers and produced the Algiers Declaration with 9 commitments. What Algeria's startups gain from it.
Digital Economy
Algeria Joins PAPSS: What Pan-African Payments Mean for Cross-Border Trade
Algeria became the 18th country to join PAPSS in August 2025, connecting its banks to pan-African cross-border payments. What it means for trade and fintech.
Digital Economy
Financial Exclusion in Algeria: Why 65% Unbanked Blocks the Digital Economy
Only 35% of Algerian adults have financial accounts. How cash dominance and 65% exclusion rate block digital economy growth.
Digital Economy
Algeria Joins PAPSS: How Pan-African Instant Payments Could Unlock the Dinar’s Continental Potential
⚡ Key Takeaways In August 2025, the Bank of Algeria officially joined the Pan-African Payment and Settlement System (PAPSS), becoming...
