compliance
Cybersecurity & Risk
DORA Is Live: What the EU Operational Resilience Act Means for Financial Tech
On January 17, 2025, the European Union's Digital Operational Resilience Act — DORA — entered full enforcement. After two years of transition, the regulation is no longer a planning exercise.
Cybersecurity & Risk
Cybersecurity Insurance in 2026: Premiums, Coverage Gaps, and the War Exclusion Problem
The Market That Cannot Find Its Floor Cybersecurity insurance was supposed to be straightforward: organizations pay premiums, and if they suffer a cyberattack, the insurer covers the costs — incident response, legal fees, regulatory fines, business interruption, and data
Policy & Regulation
The Global Privacy Map in 2026: 140+ Countries, One Digital Economy, Zero Consensus
In 2018, when the EU's General Data Protection Regulation took effect, many predicted it would either become a global privacy standard or collapse under its own complexity. Eight years later, the verdict is in: it did both.
Policy & Regulation
The EU AI Act: The World’s First Major AI Law Is Now in Force
On August 1, 2024, the European Union's Artificial Intelligence Act entered into force — and the world of AI regulation changed forever. For the first time in history, a major economic bloc enacted comprehensive, legally binding rules governing how artificial intelligence may
Policy & Regulation
Algeria and the FATF Grey List: Understanding the Exit Plan and What It Means for Business
Introduction In October 2024, the Financial Action Task Force (FATF) — the global standard-setter for anti-money laundering and counter-terrorism financing (AML/CTF) — added Algeria to its list of "Jurisdictions under Increased Monitoring," commonly known as the grey list.
Cybersecurity & Risk
Cybersecurity Compliance for Algerian Startups: A Practical Checklist for 2026
For Algerian startups, cybersecurity compliance can feel like a problem for later — something to worry about when you have paying customers, a real product, and enough runway to think beyond next month's burn rate. This instinct is understandable and almost always wrong.
Cybersecurity & Risk
Algeria’s Data Protection Law (18-07): What Every Business Must Know in 2026
Algeria enacted Law No. 18-07 on the protection of personal data in June 2018 — modeled substantially on Europe's GDPR — but for most of its existence it functioned more on paper than in practice.